Is your old car past its prime? Are you ready for a new car?
Cash Loans Bad Credit can help you find the car financing you need at the affordable rate you want. Whether you’re looking for a new car or a used car, we have the best solutions for you.
After you’ve filled out our free application, you will be matched before the end of the day with a local dealer that will most likely approve your car financing needs. We work with a wide range of dealer partners across Canada to get you the best match possible for your situation.
How do I Apply?
We do our best to find you the most affordable rates possible. The best way to find out your ideal rate is to fill out our free, quick and easy application: you’ll know if you qualify within the hour. We want you to get the car you need and want, so follow these steps and you’ll be one step closer.
Step1: Get Organized
Figure out what kind of car you want and what your monthly budget is.
Step 2: Fill Out Online Application
Next you’ll need to fill out our online application; it’s easy to follow and won’t take up too much of your time. Once you’ve submitted the application you should hear back from us before the end of the day.
Step 3: Get Matched With a Dealer
Once you’re approved you’ll be matched with a dealer who will provide you with the financing you need. Soon after you’ll be driving the car you’ve always wanted.
Who Qualifies?
We’ll take care of you, regardless of your circumstances because we want you to have the car you need. We work with all major subprime lenders who specialize in:
- Any and all credit scores
- Bankruptcy or bankruptcy discharge
- Those who are new to the country
- Self-employed individuals
- Divorce
- And many other unique situations…
What Will I Need?
Our car loan application process is simple but you’ll still need a few things before you can be approved. Our main goal is to provide you with the financing you need so make sure you have the following information and then start filling out the application today!
Employment or Income: You’ll need proof that you can afford to make your car payments on time.
Driver’s License: You’ll need a valid driver’s license and be of legal age in your province in order to be approved for a car loan.
Current Address: Our online application will ask for your current address. This information is necessary for all car loan documents.
Bank Account: Having a bank account is the easiest way to make preauthorized monthly payments to your lender.
Down Payment: Down payments aren’t always necessary but in many cases it’s a good idea to have at least some money set aside for a down payment. Depending on your dealer you can ask about zero down financing. Also, if you have an old car don’t forget to ask your dealer about trading it in.
Apply For A Car Loan Today!
*Some conditions may apply. Applying for a loan through our private lenders does not guarantee you will be approved for a loan, however our private lenders’ intent is to always have full disclosure on all of our personal loan offerings. Borrowers are provided with all necessary disclosure prior to entering into any obligation. Our objective is to offer Canadians an alternative to the banks and credit unions (not a replacement). Typically, you will find our private lenders rates to be higher than the banks; however, with this in mind, Our private lenders are usually more efficient than the banks in getting you your money and may lend in situations where the banks (and other traditional lenders) will not. Once our private lenders have provided you with all necessary information, the decision will be left with you as to whether or not you wish to proceed with the private lenders’ offer. It is important the borrower is aware that the examples may represent the lower priced range of our private lender offerings. Our private lenders’ loan rates are subject to change and may vary (up or down) at lenders discretion. The difference between the Gross Amount and Net amount represents closing costs which includes items such as legal fees, appraisals, brokerage fees, etc. (“Fees”). The APR will increase / decrease in the event of higher / lower Fees. Loan repayment terms of 9-120 months. APR between 7.99% and 29.99%. Example: $1000 unsecured loan borrowed for 12 months at 7.99%: Monthly payment: $89.99; Total repayment with interest: $1079.99. Thank you for your consideration. Our private lenders are looking forward to speaking with you soon. Personal loans, car loans, private loan, second mortgages, debt consolidation.